Question: Do people ever have it all figured out?
Answer: Yes. We can get to that state, this is the purpose of our life, here and now, within this life. We can research and fully attain the complete plan of evolution with all of its cause and effect processes, we can see “touch” and “taste” all the intricate details in reality above the subjective restrictions of time, space and physical motion.
There is some “small print” of course, if it was without conditions we would all be in that state already. But through our inherently self-serving, self-justifying, egoistic and subjective consciousness, perception of reality all we can see is a small, dark and fully distorted picture of reality.
In order to see an objective, undistorted, transparent picture we would all need to exit our egoistic, subjective cocoons, building a selfless, altruistic, objective “collective mind/intelligence”.
Only that collective Human mind can research and attain reality in its totality.