Question: What things in life only come with experience?
Answer: All attainment, understanding comes with experience as a beautiful saying – “none as wise as the experienced” – proclaims.
Our mind, intellect is secondary to our emotional impressions since we are primarily emotional creatures. And we collect emotional impressions from practical experiences, actually going through states, events, emotions.
Thus simply imagining things, philosophizing about things does not help, we need to practically go through the experiences in order to collect the emotional impressions, which will then turn into wisdom, understanding.